Our Financial Journey
Building stronger financial futures through personalized education and real-world guidance since 2019
How We Started
Back in 2019, I was working as a financial advisor when something really bothered me. I kept seeing the same problems over and over — people coming to me after they'd already made costly mistakes. Credit card debt spiraling out of control, retirement savings that barely existed, and families stressed about money because no one had ever taught them the basics.
That's when it hit me: we needed to start earlier. Way earlier. Instead of fixing problems, why not prevent them in the first place?
LearnZypp began in my home office in Athabasca, Alberta. I started with just a handful of clients who wanted to learn, not just be told what to do. The difference was incredible — when people understood the "why" behind financial decisions, they actually stuck to their plans.
What started as evening workshops has grown into comprehensive programs that have helped over 2,500 Canadians take control of their finances. We're not about get-rich-quick schemes or complicated investment strategies. We focus on the fundamentals that actually work: budgeting that doesn't feel like punishment, debt strategies that make sense, and building wealth slowly but surely.
What Drives Us Every Day
Make Finance Personal
Your situation isn't the same as your neighbor's, so why should your financial plan be? We create learning experiences that adapt to your income, goals, and life circumstances. Whether you're a new graduate drowning in student loans or approaching retirement with questions, we meet you where you are.
Education Over Sales
We're not here to sell you products or push investments. Our focus is teaching you to make informed decisions yourself. When you understand compound interest, risk management, and tax planning, you'll naturally make better choices. That's worth more than any single financial product.
Build Long-term Habits
Quick fixes don't work with money. We help you develop systems and habits that last decades, not months. Our approach focuses on gradual changes that become second nature — because the best financial plan is the one you'll actually follow for the next 30 years.
Meet Our Team
We're a small team with big experience, dedicated to making financial education accessible and practical for every Canadian.
Michael Richardson
Founder & Financial Education Specialist
With 15 years in financial planning and a Certified Financial Planner designation, Michael has seen every money mistake in the book — and more importantly, knows how to prevent them. He holds a Bachelor's degree in Commerce from the University of Alberta and specializes in helping young professionals and families build sustainable financial habits. When he's not teaching workshops, you'll find him hiking Alberta's mountain trails or coaching his daughter's hockey team.
What We Believe
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Financial Literacy Is a Right
Everyone deserves to understand money, regardless of their background or current financial situation. We believe complex financial concepts can be explained simply without talking down to people.
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Small Steps, Big Results
Dramatic lifestyle changes rarely stick. We focus on incremental improvements that compound over time — just like the interest in your savings account.
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Transparency Always
No hidden fees, no complex jargon, no pushing products for commission. We're upfront about costs, clear about expectations, and honest about what financial success really looks like.